What would happen if you couldn’t go to work in the morning? How much does social welfare pay? What happens if you are self-employed?
Income continuance or salary protection policies are designed to protect against an individual's
sudden and sharp fall in their income due to illness or injury. An person's ability to earn
an income is their most valuable asset. If the salary you earn provides for everything in your
life, it is important to consider how you would provide for those important things your salary
currently pays for, if it were gone?
Protecting your salary ensures that, in the event of illness or injury, you will be paid up to 75% of your pre illness salary. This can bridge the gap from when your salary reduces to when you are either fit to return to work or reach the age of retirement.
Salary Protection can be surprising inexpensive. Thanks to the generous tax relief that is
available for Salary Protection policies, the government have attempted to recognise its
importance to the general public and give a helping hand to make financial security as
affordable as possible.
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